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High SWIFT and correspondent banking costs (4–10% per transfer).
Multi-day settlement cycles (~1–3 days)
Opaque FX pricing and fragmented liquidity
One-size-fits-all payment solutions that fail to adapt to specific corridors
Fragmented geographic coverage
Move beyond slow, costly, and fragmented payments—upgrade to Kaito
Kaito was founded by a team who led the ascent of technological change at McKinsey, J.P. Morgan, and Tether.
We built the systems that power the major financial institutions and are now building the payments infrastructure of tomorrow.
With a deep understanding of financial systems and digital asset networks, our expertise combines institutional strategy, regulated financial infrastructure, and blockchain-native execution.
Our mission is to transform the way money moves - across borders, systems, and institutions.