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Moving money internationally should not require navigating layers of intermediaries, unpredictable FX spreads, and settlement delays. Yet for most institutions, this remains the norm.
2 to 5(days)
Average settlement time for international bank transfers.

Kaito was founded by a team who led the ascent of technological change at McKinsey, J.P. Morgan, and Tether.
We built the systems that power the major financial institutions and are now building the payments infrastructure of tomorrow.
With a deep understanding of financial systems and digital asset networks, our expertise combines institutional strategy, regulated financial infrastructure, and blockchain-native execution.
Our mission is to transform the way money moves - across borders, systems, and institutions.